Insurance & Benefits

Understand your benefits, step by step

Your benefits may already support parts of your care journey. Luran helps families understand possible coverage, HSA/FSA options, employer benefits, and clear next steps.

What We Help With

Benefit navigation for maternal and newborn care

We help you understand what may be available — so you can ask the right questions and make informed decisions. Eligibility always depends on your specific plan.

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HSA / FSA eligibility

Understand how Health Savings and Flexible Spending accounts may apply to eligible care, and how to keep clean documentation.

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Employer family-care benefits

Explore whether programs like Carrot, Maven, Progyny, and others offered by your employer may support parts of your care.

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Medi-Cal doula benefit (California)

Learn about California's Medi-Cal doula benefit and how eligibility and access typically work in your region.

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Understanding your plan

We help translate plan language into plain terms so you can see what to check and confirm directly with your insurer.

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Coordinating benefits with your care plan

Connect what your benefits may allow with the care pathway that fits your family — no guesswork, clearer next steps.

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Privacy-safe benefit review

Your information stays private. We review possibilities respectfully and never share your details without your consent.

How It Works

How benefit navigation works

A simple, transparent process — from what you share to clear next steps you can act on.

01

Share your benefits in the assessment

Tell us about your plan, employer programs, and accounts as part of your care assessment.

02

Luran reviews possible coverage

We map your details to possibilities across HSA/FSA, employer benefits, and applicable state programs.

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You get plain-language next steps

Receive clear, jargon-free guidance on what to confirm and how to move forward with confidence.

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We connect it to your care plan

Your benefits picture is coordinated with the care pathway that fits your family's needs.

What We Don't Do

Honest about limits

Luran provides benefit navigation and education. We do not guarantee coverage — eligibility depends on your specific plan, provider, and state. Always confirm with your insurer.

Programs We Help You Explore

Examples of employer family-care programs families ask us about. Availability depends on your employer and plan.

Carrot Fertility family-care benefit
Maven Clinic family-care benefit
Progyny family-care benefit
Pomelo Care family-care benefit

Check your benefits as part of your assessment

Add your benefits to your care assessment and Luran will help you understand what may be possible — with clear, plain-language next steps. Navigation, not a coverage promise.

Luran does not provide medical diagnosis or treatment. Care recommendations are educational and planning-oriented. For clinical concerns, consult a licensed medical professional. Insurance eligibility depends on each plan and provider.